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Loan Eligibility Calculator

See how much loan you can get based on income, EMIs and interest rate.

How to use

  1. Enter your monthly income and any existing EMIs.
  2. Set the interest rate and tenure your lender offers.
  3. The maximum eligible loan and affordable EMI update instantly.

Frequently asked questions

What is FOIR?

Fixed Obligation to Income Ratio - the share of income lenders let you spend on EMIs, typically 40-55%. Adjust it to match your bank.

Why does my bank quote a different amount?

Lenders also weigh credit score, employer category, age and property value. This gives the standard income-based ceiling.

Does a co-applicant help?

Yes - add their income to the income field to see the combined eligibility.

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